Buy to let
Finance brokers · United Kingdom
Lending arranged on the strength of the whole picture.
Commercial facilities, bridging, buy to let and residential mortgages — plus the protection and wills that sit behind them. One broker across the entire portfolio, anywhere in the UK.
20+
Years in lending
8
Lines of business
FCA
Regulated via CMME
Landlords & portfolio investors
Trading businesses & owner-occupiers
Developers on short timelines
Homebuyers & remortgagers
Families arranging wills & cover
What we arrange
Eight lines of business under one roof, so a portfolio, a purchase and the protection behind it are handled by the same person.
Property & mortgages
01
Purchase
First homes, next homes and second properties — sourced from the whole market, not one lender's book.
02
Remortgages
Reviewed ahead of every product expiry, whether the aim is a lower payment or capital raised.
03
Buy to let
Single units to layered portfolios — limited company, SPV or personal name, HMOs and multi-unit blocks.
04
Regulated buy to let
Where a family member occupies the property and FCA protections apply — advised, documented, done properly.
How a case runs
Step one
A proper conversation
Twenty minutes on the property, the numbers and the deadline. No credit search, no obligation.
Step two
Search & shortlist
Terms sounded out with the lenders that genuinely fit, then set out side by side with the real cost.
Step three
Packaged & submitted
The case is written up for the underwriter — the reason it works stated, not left to be guessed.
Step four
Through to completion
Chased weekly, valuers and solicitors kept moving, and reviewed again before the product expires.
About Craddock
Twenty years of lending decisions, on your side of the table.
Craddock Financial Solutions was set up to give property people one broker who understands the commercial case as well as the residential one — and who is still there when the product expires.
We work across the whole of the UK as an appointed representative of CMME Mortgages and Protection Limited, which means FCA regulation, a full advice trail and recourse if we get it wrong.
Read our storyInsights
All articles
Buy to let
Bridging
What underwriters actually look for in an exit plan
4 min read
Protection