Appointed representative of CMME Mortgages and Protection Ltd · FRN 414798 Brokers, not lenders · Whole of UK
CFS Craddock Financial Solutions Book a call
Not FCA regulated

Bridging

Bridging is expensive money that saves expensive problems. It works when the exit is real, dated and agreed at the outset — and we will not arrange it otherwise.

Speed 5–21 days typical
Term 3 to 24 months
Max LTV Up to 75%
Regulated Usually not

What we arrange

01 Auction purchases against a 28-day completion deadline
02 Chain breaks — buying before your sale completes
03 Light and heavy refurbishment, including change of use and conversions
04 Unmortgageable property brought up to lettable standard, then refinanced
05 Short-term business cash flow secured on property
06 Exit finance arranged in parallel, so the bridge has somewhere to land

Questions we get asked

What does bridging actually cost?

Usually a monthly rate plus arrangement and exit fees, and interest is often retained rather than paid monthly. We set out the total cost of the whole period in cash before you commit.

How fast can it complete?

Two to three weeks is realistic; faster is possible where legals are ready. The bottleneck is almost always solicitors, not the lender.

What if my exit slips?

That is the risk that matters. We stress the timeline, build in headroom, and prefer a slightly costlier facility with a longer term over a cheap one that expires too soon.
Working to a deadline? An honest view on whether it can be funded, and roughly on what terms. No credit search.
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Commercial and most buy to let lending is not regulated by the Financial Conduct Authority. Craddock Financial Solutions Ltd is an appointed representative of CMME Mortgages and Protection Limited, authorised and regulated by the Financial Conduct Authority, FRN 414798. We are a broker, not a lender; all lending is subject to status and lender criteria.