One broker who can read the commercial case and the will.
Craddock Financial Solutions is a UK-wide brokerage covering commercial finance, bridging, buy to let, residential mortgages, life assurance and wills — the whole set of decisions a property owner actually has to make.
Why we started
Most brokers do one thing well. A landlord with four flats, a limited company and a growing family ends up with three advisers who never speak to each other — and pays for the gaps between them.
Craddock was set up to close those gaps. The same person handles the portfolio remortgage, the semi-commercial unit, the bridge on the auction lot and the cover written in trust behind all of it.
Twenty years of watching how lending decisions are really made means we know which cases work, which need a story told properly, and which are better not submitted at all.
How we work
We tell you no
If a case will not fund, you hear it in the first conversation rather than after six weeks and a valuation fee.The whole cost, written down
Rate, arrangement fee, valuation, legals and exit — set out together, because that is the number that matters.We come back before expiry
Every facility is diarised. You get a review six months out, not a letter from the lender putting you on standard rates.Regulation & permissions
Craddock Financial Solutions Ltd is an appointed representative of CMME Mortgages and Protection Limited, which is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 414798. That means our mortgage and protection advice sits under a directly authorised principal firm, with a full advice trail and access to the Financial Ombudsman Service.
Commercial lending, most buy to let and will writing fall outside FCA regulation. We say so plainly on every one of those pages.